You are liable if you harm someone, intentionally or unintentionally. You are thus liable for this harm or damage.
Damage caused by an employee at work is usually not covered by the employee’s private liability insurance. The employee is only liable for damage that he or she deliberately and carelessly inflicted upon the employer (Article 321e of the Swiss Code of Obligations).
Our household insurance fills this gap by protecting the employer’s household effects from potential damage caused by his or her employee. Thanks to our partnership with Baloise Insurance as a private employer you will benefit from a cost-efficient household insurance which has been specifically adapted to the needs of domestic employment.
You can select the household insurance as part of your registration or add it at any time in your customer area under "Settings" / "Subscription".
You can find further information about the household insurance here.