If an employee is insured against accidents and has several employers and he or her
- suffers an occupational accident, the employer’s accident insurance must provide benefits in whose service the insured person suffered the accident (Art. 99 para. 1 UVV).
- If the insured person suffers a non-occupational accident, the insurance of the employer with whom the insured person last worked before the accident must provide benefits (see: Art. 99 Para. 2 UVV).
If it is unclear which accident insurance must pay, the insurance of the employer with whom the highest salary is insured must provide benefits (see: Art. 99 Para. 3 UVV).