In contrast to accident insurance, taking out sick pay insurance is voluntary. As an employer, you are legally bound to continue to pay your employees’ wages if they fall ill.
The sick pay insurance assumes your obligation to continue to pay wages and protects your employee against loss of wages in the event of illness. If this happens, allowances amounting to 80% of the gross salary will then be paid for a maximum of 2 years after a waiting period of 30 days. On request, this insurance can be taken out for you with Baloise Insurance. The contributions to the KTG insurance are paid 50% each by the employer and the employee. Quitt automatically calculates the premiums as upon the monthly payroll accounting.
What does this insurance cost?
- Annual service fee of CHF 49.00 per employer, due on take-out
- Plus insurance premium of 2.0% of the billed gross salary
You can select this complementary insurance upon registration or add it to your customer account at any time.