All employees in Switzerland must be insured by their employer against occupational accidents (BU).
Insurance against non-occupational accidents (NBU) is also compulsory for employees who work 8 hours
or more per week. In the case of contracts with irregular work assignments, it must be stated when the contract is drawn up whether more or less than 8 hours per week are worked on average. The employer pays the contributions to the BU insurance, while the contributions to the NBU are deducted from the employee’s wage statement.
Quitt takes out these compulsory BU and NBU insurance policies for all your employees on your behalf with Baloise Insurance. From the third day after an accident, this insurance pays a daily allowance of 80% of the gross salary. In the event of a damage, quitt takes care of reporting the damage, communicating with the insurance partner and disbursing possible daily allowances. Please note that you and/or your employees are obliged to inform us immediately in the case of an accident.
The insurance premium of the BU is currently 0.5% of the billed gross salary, but at least CHF 8.35 per month and for the NBU CHF 1.6% of the billed gross salary, but at least CHF 8.35 per month. Quitt automatically charges the premiums during the monthly payroll run.